Registration and Notice Filings
CHM is an SEC registered investment adviser located in Beverly, MA. The information provided on this website is for informational purposes only and is not intended to solicit clients or provide any investment advice or service. The contents offer general information only about CHM and its services and should not be acted upon without obtaining specific advice from a licensed professional regarding the readers own situation or concerns.
CHM and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon SEC registered investment advisers by those states in which CHM maintains clients. For information pertaining to the registration status of CHM, please contact the SEC and/or the state securities law administrators for those states in which CHM maintains a notice filing.
CHM may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. CHM's web site is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, the publication of the CHM's web site on the internet should not be construed by any prospective client as CHM's solicitation to effect or attempt to effect transactions in securities, or the rendering of investment advice for compensation, over the internet. Any subsequent, direct communication by CHM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.
CHM's Form ADV Part II discussing CHM's business operations, services, and fees is available upon written request. CHM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to CHM's web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
CHM enters into a new client relationship only after it provides and obtains certain information. Every prospective CHM client is provided with a copy Form ADV Part II and Form ADV Part II Schedule F.
No Offer of Advice
The content provided on this website is for informational purposes. Information about services that are not already provided to you by CHM is provided for informational purposes only and should not be considered as an offer to make those services available to you. This website is not intended to provide any legal, accounting, tax or financial advice, and nothing on this website should be construed as a recommendation, by us or any third party, to acquire or dispose of any investment or security, or to engage in any investment strategy or transaction. No information contained on this website constitutes an offer, or a solicitation to buy or sell any security. No security or other product is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, or other laws, of the jurisdiction.
Ownership of Materials
The content and information on this website belongs to CHM and the unauthorized reproduction or distribution of any portion is prohibited. Our logos may not be used without our permission. Trademarks or service marks of others that are referenced on this Site are the property of their respective owners.
Images displayed on this website are either the property of, or used with permission by, CHM. No part of these pages or screens may be copied (except as strictly necessary for you to view these materials on your own computer), republished, redistributed, modified, or otherwise used or exploited by you, without our prior written consent. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications or other regulations or statutes. You may download material displayed on this website for non-commercial, personal use only if you preserve and retain all copyright and other proprietary notices contained on the materials. Downloading material from this website does not transfer to you any title to such material.
CHM neither warrants nor represents that your use of materials displayed on this website or links will not infringe rights of the third parties not owned by or affiliated with CHM.
You may not use this website in any manner that could damage or overburden any CHM server or any network connected to any CHM server or that could interfere with any other person’s use of the website.
Electronic Submissions and Transmittals
Electronic Mail (email) submitted to this website should be considered neither secure nor confidential. CHM makes no representation whatsoever concerning the security or confidentiality of your email messages and specifically makes no representation that any email message submitted through this website will be received by CHM.
Any communications or material you transmit to this website by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of CHM or its affiliates. Such communications or material may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, CHM is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this website for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
Third Party Content/Linked Websites
This website may provide links to other websites for your convenience in locating related information and services. Your use of these other websites is at your own risk. Unless otherwise indicated, CHM does not maintain these other websites and has no control over the organizations that maintain the websites or the information, products or services that these organizations provide. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by CHM. Further, CHM does not guarantee the completeness or suitability of the information provided by these organizations for any purpose and does not recommend or endorse these organizations or their products or services in any way. CHM shall have no liability for any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.
While CHM seeks to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors for which we apologize. THE INFORMATION PROVIDED ON THIS WEBSITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, CHM DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND AVAILABILITY. CHM DOES NOT WARRANT, EITHER EXPRESSLY OR IMPLIEDLY, THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED ON THIS WEBSITE. CHM DOES NOT REPRESENT OR WARRANT THAT USE OF THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ERRORS OR DEFECTS ON THE WEBSITE WILL BE CORRECTED, OR THAT THE WEBSITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL CODE OR “BACK DOORS.”
Limitation of Liability
CHM EXPRESSLY DISCLAIMS ALL LIABILITY FOR ERRORS AND OMISSIONS IN THESE MATERIALS AND FOR THE USE OR INTERPRETATION BY OTHERS OF INFORMATION CONTAINED ON THE WEBSITE. CHM WILL NOT BE RESPONSIBLE FOR ANY LOSS OR DAMAGE THAT COULD RESULT FROM INTERCEPTION BY THIRD PARTIES OF ANY INFORMATION MADE AVAILABLE TO OR BY YOU VIA THIS WEBSITE. NEITHER CHM, NOR ANY OF ITS AFFILIATES, TRUSTEES, DIRECTORS, OFFICERS OR EMPLOYEES, NOR ANY THIRD PARTY VENDOR RETAINED BY CHM WILL BE LIABLE OR HAVE ANY RESPONSIBILITY OF ANY KIND FOR ANY LOSS OR DAMAGE THAT YOU INCUR IN THE EVENT OF ANY FAILURE OR INTERRUPTION OF THIS WEBSITE, OR RESULTING FROM THE ACT OR OMISSION OF ANY OTHER PARTY INVOLVED IN MAKING THIS WEBSITE OR THE DATA CONTAINED THEREIN AVAILABLE TO YOU, OR FROM ANY OTHER CAUSE RELATING TO YOUR ACCESS TO, INABILITY TO ACCESS, OR USE OF THE WEBSITE OR THESE MATERIALS, WHETHER OR NOT THE CIRCUMSTANCES GIVING RISE TO SUCH CAUSE MAY HAVE BEEN WITHIN THE CONTROL OF CHM OR OF ANY VENDOR PROVIDING SOFTWARE OR SUPPORT SERVICES FOR THIS WEBSITE. IN NO EVENT WILL CHM, ITS AFFILIATES OR ANY SUCH PARTIES BE LIABLE TO YOU FOR ANY DIRECT, SPECIAL, INDIRECT, CONSEQUENTIAL, INCIDENTAL DAMAGES OR ANY OTHER DAMAGES OF ANY KIND, EVEN IF CHM OR ANY OTHER PARTY HAVE BEEN ADVISED OF THE POSSIBILITY THEREOF. DECISIONS BASED ON INFORMATION CONTAINED ON THIS WEBSITE ARE THE SOLE RESPONSIBILITY OF THE VISITOR, AND IN EXCHANGE FOR USING THIS WEBSITE, THE VISITOR AGREES TO HOLD CHM HARMLESS AGAINST ANY CLAIMS FOR DAMAGES ARISING FROM ANY DECISIONS THAT THE VISITOR MAKES BASED ON SUCH INFORMATION.
The headings of the provisions hereof are for descriptive purposes only and will not modify or qualify any of the rights or obligations set forth in such provisions.
THESE POLICIES MAY BE CHANGED FROM TIME TO TIME. WHEN A MATERIAL CHANGE IS MADE IN THESE NOTICES, THE EFFECTIVE DATE WILL BE UPDATED.